Mukhyamantri Majhi Ladki Bahin Yojana (मुख्यमंत्री माझी लाडकी बहीण योजना) is one of the biggest women-focused welfare programs launched by the Government of Maharashtra. It gives monthly financial help of ₹1,500 directly into the bank account of eligible women. In this article, you will get a very simple, step-by-step, and detailed explanation of eligibility, documents, online apply process, eKYC, installment dates, and much more.
Ladki Bahin Yojana is a Direct Benefit Transfer (DBT) scheme run by the Women and Child Development (WCD) Department, Government of Maharashtra. It was officially launched on 28 June 2024 by the state’s Mahayuti government to support the financial independence, health, and nutrition of women.
Under this scheme:
- Eligible women receive ₹1,500 every month
- The yearly benefit works out to ₹18,000
- Money is transferred directly to the woman’s own Aadhaar-linked bank account
- No middleman or agent is involved in the payment process
Key Highlights At A Glance
| Particulars | Details |
|---|---|
| Scheme Name | Mukhyamantri Majhi Ladki Bahin Yojana |
| Launched By | Government of Maharashtra |
| Launch Date | 28 June 2024 |
| Department | Women & Child Development Department |
| Monthly Benefit | ₹1,500 |
| Yearly Benefit | ₹18,000 |
| Payment Mode | Direct Benefit Transfer (DBT) via Aadhaar Payment Bridge |
| Age Limit | 21 to 65 years |
| Income Limit | Below ₹2.5 lakh per year (family income) |
| Official Website | ladakibahin.maharashtra.gov.in |
| Beneficiaries (approx.) | Over 1.5 crore women |
Objectives Of The Scheme
The main goals behind this welfare program are:
- To provide direct financial support to women from low-income families
- To improve women’s health, nutrition, and overall well-being
- To increase women’s decision-making role inside the family
- To reduce financial dependency of women on other family members
- To encourage savings habits among women beneficiaries
Eligibility Criteria
Before applying or checking your status, you should confirm whether you meet the eligibility conditions set by the Maharashtra Government.
Who Can Apply
- The applicant must be a permanent resident of Maharashtra
- Age of the woman should be between 21 and 65 years
- Married, widowed, divorced, deserted, or destitute women can apply
- Only one unmarried woman per family is generally considered eligible
- Annual family income should be less than ₹2.5 lakh
- The applicant must have her own bank account linked with Aadhaar
Who Cannot Apply
- Women whose family has an income tax payer
- Women who are already receiving a pension of ₹1,500 or more per month under another government scheme
- Families that own a four-wheeler (excluding tractors used for farming)
- Women employed as regular/permanent employees in government departments, boards, or corporations
- Women who are current or former Members of Parliament or State Legislature
Documents Required
Keep these documents ready before you start the online application or eKYC process.
| Document | Purpose |
|---|---|
| Aadhaar Card | Identity and eKYC verification |
| Domicile/Residence Certificate | Proof of Maharashtra residency |
| Income Certificate | To confirm family income is below ₹2.5 lakh |
| Bank Passbook | Aadhaar-linked account details |
| Passport Size Photograph | For application form |
| Ration Card | Family details verification |
| Marriage Certificate (if applicable) | Required for married applicants |
| Birth Certificate/Age Proof | Age verification |
Benefits Of Ladki Bahin Yojana
- Monthly cash assistance of ₹1,500 directly in bank account
- No repayment required — this is a non-refundable welfare benefit
- Helps women meet daily household and personal expenses
- Builds a habit of using formal banking services
- Encourages financial independence and confidence among women
How To Apply Online: Step By Step
The application process was designed to be simple so that even first-time internet users can complete it.
Step 1: Visit The Official Portal
Go to the official website of the scheme using a computer or smartphone browser.
Step 2: Create New Registration
Click on the “New Applicant” or “Register” option and enter your mobile number to receive an OTP.
Step 3: Fill Personal Details
Enter your name, date of birth, address, Aadhaar number, and family details exactly as per your documents.
Step 4: Enter Bank Account Details
Provide your Aadhaar-linked bank account number and IFSC code carefully, since payments are sent only to Aadhaar-seeded accounts.
Step 5: Upload Documents
Upload scanned or clear photo copies of Aadhaar card, income certificate, residence proof, and bank passbook.
Step 6: Submit The Form
Recheck every field, then submit the application. Save the acknowledgement number or receipt for future reference.
Step 7: Complete eKYC
Complete the Aadhaar-based eKYC verification through OTP or biometric authentication to confirm your identity.
Offline Application Process
Women who are not comfortable applying online can also apply through offline centers:
- Nearby Anganwadi Kendra
- Setu Suvidha Kendra
- Gram Panchayat office (in rural areas)
- Ward office or Urban Local Body office (in urban areas)
- Through the official mobile app (Nari Shakti Doot app)
Current Application Status (Important Update)
Many websites still show “apply now” buttons, so it is important to know the real current status of fresh registrations.
- The first application window for new registrations closed on 15 October 2024
- Since then, the official portal mainly supports eKYC completion, correction of details, and checking application/payment status
- Officials periodically reopen short windows for left-out eligible women, so it is best to check the official portal or your local Anganwadi/Setu Kendra for the latest update before assuming fresh applications are open
- Always verify any “apply now” claim on third-party websites against the official government portal before submitting personal documents
eKYC Process Explained
Why eKYC Is Important
eKYC (Electronic Know Your Customer) confirms that the real, living beneficiary is receiving the benefit and prevents duplicate or fraudulent claims. Without completed eKYC, monthly installments may get delayed or stopped.
Steps To Complete eKYC
- Visit the official portal or Nari Shakti Doot mobile app
- Log in using your registered mobile number
- Select the eKYC option from your dashboard
- Verify identity using Aadhaar OTP or fingerprint/biometric device
- Confirm bank account seeding status with NPCI
- Submit and wait for confirmation message
Installment And Payment Schedule
Payments are usually credited between the 15th and 20th of every month, though exact dates may shift due to budget release timelines.
| Month | Expected Credit Window | Status Type |
|---|---|---|
| Every Month | 15th – 20th | Regular Monthly Installment |
| Delayed Months | Combined with next cycle | Arrears/Combined Payment |
| After eKYC Completion | Within following cycle | Pending Amount Released |
Budget Allocation Trend (Illustrative Chart)
Below is a simple text-based chart showing how the state budget allocation for the scheme has changed across recent financial years. This gives you a quick visual idea of the scale of government spending on this scheme.
Budget Allocation (₹ in Crore)
2025-26 ██████████████████████████████████████ 36,000
2026-27 ██████████████████████████████ 26,500
Note: Figures are approximate and based on state budget announcements; always confirm the latest numbers from the official Maharashtra Government budget documents.
How To Check Application Status
- Open the official portal on your browser
- Click on “Application Status” or “Beneficiary Status”
- Enter your registration number or Aadhaar-linked mobile number
- Enter the OTP received on your registered mobile
- Your current status (approved, pending, rejected, or under verification) will be displayed
Common Problems And Solutions
Payment Not Received
- Check whether your eKYC is fully completed
- Confirm your bank account is Aadhaar-seeded with NPCI
- Visit your bank branch if the account is inactive or frozen
- Check application status online for any rejection remark
eKYC Failed Or Shows Error
- Retry after some time, as servers get overloaded during peak hours
- Make sure your Aadhaar-linked mobile number is active
- Visit the nearest Anganwadi Kendra or Setu Suvidha Kendra for biometric-based eKYC
- Update your mobile number in Aadhaar if it has changed
Name Mismatch Or Wrong Bank Details
- Use the correction option on the portal, if available
- Visit the local WCD office with original documents for manual correction
- Carry Aadhaar card and bank passbook as proof while requesting correction
Helpline And Support
| Support Channel | Details |
|---|---|
| Official Website | ladakibahin.maharashtra.gov.in |
| Mobile App | Nari Shakti Doot App |
| Offline Center | Anganwadi Kendra / Setu Suvidha Kendra |
| Department | Women & Child Development Department, Maharashtra |
Why This Scheme Matters (E-E-A-T Note)
This scheme reflects a growing trend across Indian states to directly transfer welfare benefits to women, reducing leakages and middlemen through Aadhar-based DBT systems. For accuracy, beneficiaries should always cross-check details from the official government portal and department notifications, since third-party websites may carry outdated or unofficial information.
FAQs
What Is The Full Name Of Ladki Bahin Yojana?
The full official name is Mukhyamantri Majhi Ladki Bahin Yojana, run by the Women and Child Development Department, Government of Maharashtra.
How Much Money Do Beneficiaries Get Every Month?
Eligible women receive ₹1,500 every month, which adds up to ₹18,000 per year, directly in their bank account.
Who Is Eligible For This Scheme?
Women aged 21 to 65 years, who are permanent residents of Maharashtra, and whose family annual income is below ₹2.5 lakh, are generally eligible.
Is Fresh Online Registration Still Open?
The first major registration window closed in October 2024. The portal currently focuses on eKYC, corrections, and status checks, though short special windows may reopen occasionally for eligible left-out women.
What Should I Do If My eKYC Fails?
Retry on the official portal, ensure your Aadhaar-linked mobile number is active, or visit your nearest Anganwadi Kendra or Setu Suvidha Kendra for biometric eKYC support.
Can Married Women Apply For This Scheme?
Yes, married, widowed, divorced, deserted, and destitute women are all eligible, subject to the income and residency conditions.
Where Can I Check My Payment Status?
You can check your payment and application status directly on the official portal using your registration number or Aadhaar-linked mobile number with OTP verification.
Is This Scheme Only For Maharashtra Residents?
Yes, only permanent residents of Maharashtra state can apply for and benefit from this scheme.
Important Links
| Link Type | Action |
|---|---|
| Application Form Link | Click Here |
| Official Site | Click Here |
| Check Application Status | Click Here |
| eKYC Verification | Click Here |
| Other Yojana Info | Click Here |
| Home Page | Click Here |