Losing the main earning member of a family is one of the hardest things a household can go through, both emotionally and financially. To support families in this difficult situation, the Government of India, through state governments, runs the Rashtriya Parivarik Labh Yojana (RPLY) — also called the National Family Benefit Scheme (NFBS).
What is Rashtriya Parivarik Labh Yojana?
Rashtriya Parivarik Labh Yojana is a social welfare scheme that provides one-time financial assistance to families living below the poverty line (BPL) when the primary breadwinner of the family passes away, whether due to a natural death or an accident.
The scheme is centrally sponsored but is implemented and administered by individual state governments through their respective Social Welfare Departments. This is why the benefit amount and the application portal can differ slightly from state to state, even though the core idea remains the same across India.
Objective of the Scheme
The main goals of this scheme are:
- To give immediate financial relief to families that suddenly lose their only source of income.
- To prevent BPL families from falling deeper into poverty after such a loss.
- To ensure the assistance reaches the family quickly and transparently through Direct Benefit Transfer (DBT).
- To reduce the financial and emotional burden during a difficult time.
| Particular | Details |
|---|---|
| Scheme Name | Rashtriya Parivarik Labh Yojana (RPLY) / National Family Benefit Scheme (NFBS) |
| Launched By | Government of India (implemented by State Governments) |
| Beneficiary | BPL families who lost their primary earning member |
| Benefit Type | One-time (lump sum) financial assistance |
| Mode of Payment | Direct Benefit Transfer (DBT) to Aadhaar-linked bank account |
| Application Mode | Online (state portal) and Offline (through local government office) |
| Application Deadline | Generally within 1 year of the breadwinner’s death |
| Nature of Death Covered | Natural death and accidental death |
How Much Financial Assistance Do You Get?
The benefit amount is decided by each state government, so it can vary. Here is a simple comparison of the amount offered in some major states:
| State | Approximate Benefit Amount | Relative Scale |
|---|---|---|
| Uttar Pradesh | ₹30,000 | ▓▓▓▓▓▓ |
| Bihar | ₹20,000 | ▓▓▓▓ |
| Madhya Pradesh | ₹20,000 | ▓▓▓▓ |
| Rajasthan | ₹20,000–₹25,000 | ▓▓▓▓▓ |
| Others (average) | ₹20,000 | ▓▓▓▓ |
Note: These figures can change with government revisions. Always check the official state portal for the latest confirmed amount before applying.
Eligibility Criteria
Not every family can apply. Here are the general conditions you must meet:
Basic Eligibility
- The family must belong to the Below Poverty Line (BPL) category and should ideally have a BPL ration card or income certificate.
- The deceased person must have been the primary breadwinner of the family.
- The applicant should be a permanent resident of the state where they are applying.
Age Criteria
- The deceased breadwinner should have been between 18 and 60 years of age at the time of death.
- The applicant (person applying on behalf of the family) is usually the spouse, son, or daughter of the deceased.
Income Criteria
| Area Type | Maximum Annual Family Income (approx.) |
|---|---|
| Rural Areas | ₹46,080 |
| Urban Areas | ₹56,460 |
Income limits may vary slightly by state, so it is best to confirm with your local Social Welfare Department.
Documents Required
Keep the following documents ready before you start your application:
- Aadhaar Card of the applicant and the deceased
- Death certificate of the breadwinner
- BPL ration card or income certificate
- Bank passbook (account should be linked with Aadhaar)
- Age proof of the deceased (to confirm the 18–60 age criteria)
- Passport-size photograph of the applicant
- Residence/domicile certificate
- Mobile number linked with Aadhaar (for OTP verification)
Step-by-Step Online Application Process
Applying online is the fastest and most transparent way to apply. Follow these steps:
- Visit the official website of your state’s Social Welfare Department (for example, Uttar Pradesh applicants use the NFBS portal).
- Look for the option “Rashtriya Parivarik Labh Yojana” or “National Family Benefit Scheme” on the homepage.
- Click on New Applicant Registration and enter basic details like name, Aadhaar number, and mobile number.
- Fill in the online application form with details of the deceased breadwinner, cause of death, and family income.
- Upload scanned copies of all required documents (death certificate, BPL card, bank passbook, etc.).
- Verify all details carefully and submit the form.
- Note down the application/reference number for future tracking.
- Your application will be verified by the concerned Gram Panchayat, Block, or Municipal office.
- Once approved, the benefit amount will be directly credited to the applicant’s bank account through DBT.
Offline Application Process
If you are not comfortable applying online, you can also apply offline:
- Visit your nearest Tehsil office, Block office, or Jan Seva Kendra (Common Service Centre).
- Collect the application form for Rashtriya Parivarik Labh Yojana.
- Fill in the form and attach self-attested copies of the required documents.
- Submit the form to the concerned officer and collect an acknowledgment receipt.
- Track your application status later using the reference number.
How to Check Application Status
| Method | How to Check |
|---|---|
| Online Portal | Log in to the state portal and use the “Check Status” option with your application number |
| SMS Update | Many states send an SMS update to the registered mobile number |
| Offline | Visit the Tehsil/Block office where you submitted your application |
Application Process Flow
Common Mistakes to Avoid
- Applying with a bank account that is not linked to Aadhaar.
- Uploading blurry or incomplete scanned documents.
- Applying after the 1-year deadline from the date of death.
- Entering a mismatched name/spelling between Aadhaar and other documents.
- Not keeping a copy of the application/reference number.
Rashtriya Parivarik Labh Yojana vs Other Welfare Schemes
| Feature | Rashtriya Parivarik Labh Yojana | PM Jeevan Jyoti Bima Yojana | Widow/Old Age Pension Scheme |
|---|---|---|---|
| Type of Benefit | One-time lump sum | Life insurance payout | Monthly pension |
| Trigger Event | Death of breadwinner | Death of insured policyholder | Old age / widowhood |
| Target Group | BPL families | Insured bank account holders | Elderly / widows |
| Premium Required | No | Yes (small annual premium) | No |
| Payment Frequency | Once | Once (on claim) | Recurring monthly |
Why This Scheme Matters (E-E-A-T Perspective)
This scheme reflects the government’s commitment to social security for its most vulnerable citizens. It is designed with:
- Transparency – Direct Benefit Transfer removes middlemen and reduces the chance of corruption.
- Accessibility – Both online and offline application options make it usable across rural and urban India.
- Accountability – Applications are verified at the local government level before approval.
Frequently Asked Questions
What is Rashtriya Parivarik Labh Yojana?
It is a government welfare scheme that provides one-time financial assistance to BPL families after the death of their primary breadwinner.
How much money will I get under this scheme?
The amount generally ranges between ₹20,000 and ₹30,000, depending on your state. Uttar Pradesh currently offers ₹30,000.
Who is eligible to apply?
Any BPL family whose main earning member (aged 18–60 years) has passed away, whether due to natural or accidental death, can apply.
Is there a deadline to apply?
Yes, most states require the application to be submitted within one year of the breadwinner’s death.
Can I apply without a BPL card?
You generally need a BPL ration card or an equivalent income certificate to prove eligibility. Check your state’s exact requirement.
How will I receive the money?
The amount is transferred directly to your Aadhaar-linked bank account through Direct Benefit Transfer (DBT).
Can I apply offline if I don’t have internet access?
Yes, you can visit your nearest Tehsil office, Block office, or Common Service Centre (CSC) to apply offline.
How long does it take to get the benefit after applying?
Processing time varies by state and depends on document verification, but it typically takes a few weeks after successful verification.
Important Links
| Resource | Link |
|---|---|
| Application Form / Apply Online | Click Here |
| Official Scheme Website | Click Here |
| Check Application Status | Click Here |
| Other Government Yojana Info | Click Here |
| Home Page | Click Here |
| Download Required Documents Checklist | Click Here |